Alcoa Tenn
Alcoa Tenn is a credit union based in Alcoa, Tennessee, established in 1936, with $424 million in total assets serving 22,137 members. By Trust Grade it ranks 1st of 126 credit unions we track in Tennessee. Its net worth ratio of 13.5% is stronger than 77% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Alcoa Tenn appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alcoa Tenn compares to Tennessee peers
How we graded Alcoa Tenn
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alcoa Tenn over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alcoa Tenn insured?
Yes. Alcoa Tenn is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alcoa Tenn: frequently asked questions
Is Alcoa Tenn a good credit union?
Alcoa Tenn earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.67%).
Is Alcoa Tenn NCUA-insured?
Yes. Alcoa Tenn is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alcoa Tenn?
Alcoa Tenn holds $424 million in total assets, ranking 1st of 126 credit unions we track in Tennessee. It serves 22,137 members.
Does Alcoa Tenn have CFPB complaints?
No CFPB complaints against Alcoa Tenn appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
