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credit union

Us Community

Nashville, TN · Est. 1968
92/ 100
Trust Grade
Excellent
92 out of 100

Us Community is a credit union based in Nashville, Tennessee, established in 1968, with $348 million in total assets serving 25,463 members. By Trust Grade it ranks 70th of 126 credit unions we track in Tennessee. Its net worth ratio of 11.2% trails most similarly sized credit unions (49th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Us Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$348.2M
$100M–1B institution
Members
25,463
Shares & deposits
Net worth ratio
11.2%
Bottom 49% of $100M–1B peers · Tennessee median 13.9%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#70
of 126 credit unions

How Us Community compares to Tennessee peers

Net worth ratio
Bottom 49% of $100M–1B peers
Us Community
11.2%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Us Community
0.6%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Us Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Us Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Us Community insured?

Yes. Us Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Us Community: frequently asked questions

Is Us Community a good credit union?

Us Community earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.57%).

Is Us Community NCUA-insured?

Yes. Us Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Us Community?

Us Community holds $348 million in total assets, ranking 70th of 126 credit unions we track in Tennessee. It serves 25,463 members.

Does Us Community have CFPB complaints?

No CFPB complaints against Us Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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