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credit union

Ten

Nashville, TN · Est. 1950
79/ 100
Trust Grade
Average
79 out of 100

Ten is a credit union based in Nashville, Tennessee, established in 1950, with $394 million in total assets serving 18,401 members. By Trust Grade it ranks 109th of 126 credit unions we track in Tennessee. Its net worth ratio of 8.5% trails most similarly sized credit unions (9th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against Ten appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$394.4M
$100M–1B institution
Members
18,401
Shares & deposits
Net worth ratio
8.5%
Bottom 9% of $100M–1B peers · Tennessee median 13.9%
Return on assets
0.1%
Bottom 12% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#109
of 126 credit unions

How Ten compares to Tennessee peers

Net worth ratio
Bottom 9% of $100M–1B peers
Ten
8.5%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Ten
0.1%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ten

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
79/100
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Ten over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ten insured?

Yes. Ten is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ten: frequently asked questions

Is Ten a good credit union?

Ten earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.12%).

Is Ten NCUA-insured?

Yes. Ten is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ten?

Ten holds $394 million in total assets, ranking 109th of 126 credit unions we track in Tennessee. It serves 18,401 members.

Does Ten have CFPB complaints?

No CFPB complaints against Ten appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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