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credit union

Koin

Brentwood, TN · Est. 1954
B
Trust Grade
Strong
Score: 83/100

Koin is a credit union based in Brentwood, Tennessee, established in 1954, with $36 million in total assets serving 2,141 members. By Trust Grade it ranks 103rd of 126 credit unions we track in Tennessee. Its net worth ratio of 8.7% trails most similarly sized credit unions (9th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Koin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.0M
<$100M institution
Members
2,141
Shares & deposits
Net worth ratio
8.7%
Bottom 9% of <$100M peers · Tennessee median 13.9%
Return on assets
0.6%
Bottom 48% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#103
of 126 credit unions

How Koin compares to Tennessee peers

Net worth ratio
Bottom 9% of <$100M peers
Koin
8.7%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Koin
0.6%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Koin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Koin over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Koin insured?

Yes. Koin is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Koin: frequently asked questions

Is Koin a good credit union?

Koin earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.56%).

Is Koin NCUA-insured?

Yes. Koin is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Koin?

Koin holds $36 million in total assets, ranking 103rd of 126 credit unions we track in Tennessee. It serves 2,141 members.

Does Koin have CFPB complaints?

No CFPB complaints against Koin appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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