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credit union

Patriot Equity

Jackson, TN · Est. 1929
B
Trust Grade
Strong
Score: 85/100

Patriot Equity is a credit union based in Jackson, Tennessee, established in 1929, with $34 million in total assets serving 2,069 members. By Trust Grade it ranks 95th of 126 credit unions we track in Tennessee. Its net worth ratio of 10.5% trails most similarly sized credit unions (21th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Patriot Equity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.8M
<$100M institution
Members
2,069
Shares & deposits
Net worth ratio
10.5%
Bottom 21% of <$100M peers · Tennessee median 13.9%
Return on assets
0.0%
Bottom 23% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#95
of 126 credit unions

How Patriot Equity compares to Tennessee peers

Net worth ratio
Bottom 21% of <$100M peers
Patriot Equity
10.5%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Patriot Equity
0.0%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Patriot Equity

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Patriot Equity over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Patriot Equity insured?

Yes. Patriot Equity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Patriot Equity: frequently asked questions

Is Patriot Equity a good credit union?

Patriot Equity earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.03%).

Is Patriot Equity NCUA-insured?

Yes. Patriot Equity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Patriot Equity?

Patriot Equity holds $34 million in total assets, ranking 95th of 126 credit unions we track in Tennessee. It serves 2,069 members.

Does Patriot Equity have CFPB complaints?

No CFPB complaints against Patriot Equity appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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