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credit union

Fortera

Clarksville, TN · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Fortera is a credit union based in Clarksville, Tennessee, established in 1954, with $939 million in total assets serving 83,977 members. By Trust Grade it ranks 6th of 126 credit unions we track in Tennessee. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 2.10% return on assets. No consumer complaints against Fortera appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$938.9M
$100M–1B institution
Members
83,977
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Tennessee median 13.9%
Return on assets
2.1%
Top 3% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#6
of 126 credit unions

How Fortera compares to Tennessee peers

Net worth ratio
Top 33% of $100M–1B peers
Fortera
12.6%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Fortera
2.1%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Fortera

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 2.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fortera over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fortera insured?

Yes. Fortera is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fortera: frequently asked questions

Is Fortera a good credit union?

Fortera earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 2.10%).

Is Fortera NCUA-insured?

Yes. Fortera is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fortera?

Fortera holds $939 million in total assets, ranking 6th of 126 credit unions we track in Tennessee. It serves 83,977 members.

Does Fortera have CFPB complaints?

No CFPB complaints against Fortera appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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