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credit union

Enrichment

Oak Ridge, TN · Est. 1950
A
Trust Grade
Excellent
Score: 97/100

Enrichment is a credit union based in Oak Ridge, Tennessee, established in 1950, with $973 million in total assets serving 48,359 members. By Trust Grade it ranks 42nd of 126 credit unions we track in Tennessee. Its net worth ratio of 11.9% is stronger than 58% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Enrichment appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$972.5M
$100M–1B institution
Members
48,359
Shares & deposits
Net worth ratio
11.9%
Top 42% of $100M–1B peers · Tennessee median 13.9%
Return on assets
0.9%
Top 35% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#42
of 126 credit unions

How Enrichment compares to Tennessee peers

Net worth ratio
Top 42% of $100M–1B peers
Enrichment
11.9%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Enrichment
0.9%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Enrichment

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Enrichment over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Enrichment insured?

Yes. Enrichment is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Enrichment: frequently asked questions

Is Enrichment a good credit union?

Enrichment earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.90%).

Is Enrichment NCUA-insured?

Yes. Enrichment is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Enrichment?

Enrichment holds $973 million in total assets, ranking 42nd of 126 credit unions we track in Tennessee. It serves 48,359 members.

Does Enrichment have CFPB complaints?

No CFPB complaints against Enrichment appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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