Appliance
Appliance is a credit union based in Cleveland, Tennessee, established in 1972, with $17 million in total assets serving 1,963 members. By Trust Grade it ranks 99th of 126 credit unions we track in Tennessee. Its net worth ratio of 10.3% trails most similarly sized credit unions (20th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Appliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Appliance compares to Tennessee peers
How we graded Appliance
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Appliance over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Appliance insured?
Yes. Appliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Appliance: frequently asked questions
Is Appliance a good credit union?
Appliance earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.15%).
Is Appliance NCUA-insured?
Yes. Appliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Appliance?
Appliance holds $17 million in total assets, ranking 99th of 126 credit unions we track in Tennessee. It serves 1,963 members.
Does Appliance have CFPB complaints?
No CFPB complaints against Appliance appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
