Skip to main content
credit union

Tennessee River

Counce, TN · Est. 1961
A
Trust Grade
Excellent
Score: 98/100

Tennessee River is a credit union based in Counce, Tennessee, established in 1961, with $16 million in total assets serving 1,561 members. By Trust Grade it ranks 11th of 126 credit unions we track in Tennessee. Its net worth ratio of 33.0% is stronger than 96% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Tennessee River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.4M
<$100M institution
Members
1,561
Shares & deposits
Net worth ratio
33.0%
Top 4% of <$100M peers · Tennessee median 13.9%
Return on assets
2.0%
Top 7% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#11
of 126 credit unions

How Tennessee River compares to Tennessee peers

Net worth ratio
Top 4% of <$100M peers
Tennessee River
33.0%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Tennessee River
2.0%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tennessee River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (33.0% capital ratio)
  • Strongly profitable (ROA 1.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tennessee River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tennessee River insured?

Yes. Tennessee River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tennessee River: frequently asked questions

Is Tennessee River a good credit union?

Tennessee River earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (33.0% capital ratio); Strongly profitable (ROA 1.96%).

Is Tennessee River NCUA-insured?

Yes. Tennessee River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tennessee River?

Tennessee River holds $16 million in total assets, ranking 11th of 126 credit unions we track in Tennessee. It serves 1,561 members.

Does Tennessee River have CFPB complaints?

No CFPB complaints against Tennessee River appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Your Best Credit Union
credit union · Nashville, TN · $16M assets
Gateway
credit union · Clarksville, TN · $16M assets
Skyline
credit union · Nashville, TN · $17M assets
Appliance
credit union · Cleveland, TN · $17M assets
Parthenon
credit union · Nashville, TN · $17M assets
Enlighten
credit union · Jackson, TN · $18M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →