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Your Best Credit Union

Nashville, TN · Est. 1967
C
Trust Grade
Average
Score: 73/100

Your Best Credit Union is a credit union based in Nashville, Tennessee, established in 1967, with $16 million in total assets serving 1,745 members. By Trust Grade it ranks 119th of 126 credit unions we track in Tennessee. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-1.72% return on assets), a point to watch. No consumer complaints against Your Best Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.3M
<$100M institution
Members
1,745
Shares & deposits
Net worth ratio
14.8%
Top 46% of <$100M peers · Tennessee median 13.9%
Return on assets
-1.7%
Bottom 5% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#119
of 126 credit unions

How Your Best Credit Union compares to Tennessee peers

Net worth ratio
Top 46% of <$100M peers
Your Best
14.8%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Your Best
-1.7%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Your Best Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (14.8% capital ratio)
  • Unprofitable over the period (ROA -1.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Your Best Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Your Best Credit Union insured?

Yes. Your Best Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Your Best Credit Union: frequently asked questions

Is Your Best Credit Union a good credit union?

Your Best Credit Union earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Unprofitable over the period (ROA -1.72%).

Is Your Best Credit Union NCUA-insured?

Yes. Your Best Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Your Best Credit Union?

Your Best Credit Union holds $16 million in total assets, ranking 119th of 126 credit unions we track in Tennessee. It serves 1,745 members.

Does Your Best Credit Union have CFPB complaints?

No CFPB complaints against Your Best Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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