First Choice Community
First Choice Community is a credit union based in Knoxville, Tennessee, established in 1934, with $48 million in total assets serving 3,557 members. By Trust Grade it ranks 25th of 126 credit unions we track in Tennessee. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against First Choice Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Choice Community compares to Tennessee peers
How we graded First Choice Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Choice Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Choice Community insured?
Yes. First Choice Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Choice Community: frequently asked questions
Is First Choice Community a good credit union?
First Choice Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Strongly profitable (ROA 1.26%).
Is First Choice Community NCUA-insured?
Yes. First Choice Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Choice Community?
First Choice Community holds $48 million in total assets, ranking 25th of 126 credit unions we track in Tennessee. It serves 3,557 members.
Does First Choice Community have CFPB complaints?
No CFPB complaints against First Choice Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
