Greater Experience
Greater Experience is a credit union based in Johnson City, Tennessee, established in 1952, with $57 million in total assets serving 4,302 members. By Trust Grade it ranks 98th of 126 credit unions we track in Tennessee. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Greater Experience appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Greater Experience compares to Tennessee peers
How we graded Greater Experience
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Unprofitable over the period (ROA -0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Greater Experience over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Greater Experience insured?
Yes. Greater Experience is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Greater Experience: frequently asked questions
Is Greater Experience a good credit union?
Greater Experience earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Unprofitable over the period (ROA -0.55%).
Is Greater Experience NCUA-insured?
Yes. Greater Experience is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Greater Experience?
Greater Experience holds $57 million in total assets, ranking 98th of 126 credit unions we track in Tennessee. It serves 4,302 members.
Does Greater Experience have CFPB complaints?
No CFPB complaints against Greater Experience appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
