Fedtrust
Fedtrust is a credit union based in Memphis, Tennessee, established in 1959, with $56 million in total assets serving 2,897 members. By Trust Grade it ranks 114th of 126 credit unions we track in Tennessee. Its net worth ratio of 6.9% trails most similarly sized credit unions (2th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Fedtrust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fedtrust compares to Tennessee peers
How we graded Fedtrust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.9%)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Fedtrust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fedtrust insured?
Yes. Fedtrust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fedtrust: frequently asked questions
Is Fedtrust a good credit union?
Fedtrust earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.9%); Profitable (ROA 0.55%).
Is Fedtrust NCUA-insured?
Yes. Fedtrust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fedtrust?
Fedtrust holds $56 million in total assets, ranking 114th of 126 credit unions we track in Tennessee. It serves 2,897 members.
Does Fedtrust have CFPB complaints?
No CFPB complaints against Fedtrust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
