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credit union

Jack Daniel Employees

Lynchburg, TN · Est. 1987
A
Trust Grade
Excellent
Score: 95/100

Jack Daniel Employees is a credit union based in Lynchburg, Tennessee, established in 1987, with $55 million in total assets serving 3,275 members. By Trust Grade it ranks 52nd of 126 credit unions we track in Tennessee. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Jack Daniel Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.5M
<$100M institution
Members
3,275
Shares & deposits
Net worth ratio
11.3%
Bottom 27% of <$100M peers · Tennessee median 13.9%
Return on assets
1.3%
Top 21% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#52
of 126 credit unions

How Jack Daniel Employees compares to Tennessee peers

Net worth ratio
Bottom 27% of <$100M peers
Jack Daniel
11.3%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Jack Daniel
1.3%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Jack Daniel Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jack Daniel Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jack Daniel Employees insured?

Yes. Jack Daniel Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jack Daniel Employees: frequently asked questions

Is Jack Daniel Employees a good credit union?

Jack Daniel Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.27%).

Is Jack Daniel Employees NCUA-insured?

Yes. Jack Daniel Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jack Daniel Employees?

Jack Daniel Employees holds $55 million in total assets, ranking 52nd of 126 credit unions we track in Tennessee. It serves 3,275 members.

Does Jack Daniel Employees have CFPB complaints?

No CFPB complaints against Jack Daniel Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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