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credit union

Austin Telco

Austin, TX · Est. 1941
A
Trust Grade
Excellent
Score: 95/100

Austin Telco is a credit union based in Austin, Texas, established in 1941, with $2.5 billion in total assets serving 95,564 members. By Trust Grade it ranks 131st of 379 credit unions we track in Texas. Its net worth ratio of 13.8% is stronger than 88% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Austin Telco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Members
95,564
Shares & deposits
Net worth ratio
13.8%
Top 12% of $1B–10B peers · Texas median 13.5%
Return on assets
0.6%
Bottom 38% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#131
of 379 credit unions

How Austin Telco compares to Texas peers

Net worth ratio
Top 12% of $1B–10B peers
Austin Telco
13.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $1B–10B peers
Austin Telco
0.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Austin Telco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (13.8% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Austin Telco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Austin Telco insured?

Yes. Austin Telco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Austin Telco: frequently asked questions

Is Austin Telco a good credit union?

Austin Telco earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.57%).

Is Austin Telco NCUA-insured?

Yes. Austin Telco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Austin Telco?

Austin Telco holds $2.5 billion in total assets, ranking 131st of 379 credit unions we track in Texas. It serves 95,564 members.

Does Austin Telco have CFPB complaints?

No CFPB complaints against Austin Telco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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