Advancial
Advancial is a credit union based in Dallas, Texas, established in 1937, with $2.4 billion in total assets serving 141,745 members. By Trust Grade it ranks 337th of 379 credit unions we track in Texas. Its net worth ratio of 7.9% trails most similarly sized credit unions (2th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Advancial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Advancial compares to Texas peers
How we graded Advancial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.22%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Advancial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Advancial insured?
Yes. Advancial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Advancial: frequently asked questions
Is Advancial a good credit union?
Advancial earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.22%).
Is Advancial NCUA-insured?
Yes. Advancial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Advancial?
Advancial holds $2.4 billion in total assets, ranking 337th of 379 credit unions we track in Texas. It serves 141,745 members.
Does Advancial have CFPB complaints?
No CFPB complaints against Advancial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
