Texans
Texans is a credit union based in Richardson, Texas, established in 1953, with $2.6 billion in total assets serving 152,742 members. By Trust Grade it ranks 191st of 379 credit unions we track in Texas. Its net worth ratio of 10.7% trails most similarly sized credit unions (48th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Texans appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texans compares to Texas peers
How we graded Texans
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Texans over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texans insured?
Yes. Texans is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texans: frequently asked questions
Is Texans a good credit union?
Texans earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.87%).
Is Texans NCUA-insured?
Yes. Texans is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texans?
Texans holds $2.6 billion in total assets, ranking 191st of 379 credit unions we track in Texas. It serves 152,742 members.
Does Texans have CFPB complaints?
No CFPB complaints against Texans appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
