Credit Union Of Texas
Credit Union Of Texas is a credit union based in Allen, Texas, established in 1931, with $2.7 billion in total assets serving 184,024 members. By Trust Grade it ranks 339th of 379 credit unions we track in Texas. Its net worth ratio of 8.3% trails most similarly sized credit unions (5th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Credit Union Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Credit Union Of Texas compares to Texas peers
How we graded Credit Union Of Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Credit Union Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Credit Union Of Texas insured?
Yes. Credit Union Of Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Credit Union Of Texas: frequently asked questions
Is Credit Union Of Texas a good credit union?
Credit Union Of Texas earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.03%).
Is Credit Union Of Texas NCUA-insured?
Yes. Credit Union Of Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Credit Union Of Texas?
Credit Union Of Texas holds $2.7 billion in total assets, ranking 339th of 379 credit unions we track in Texas. It serves 184,024 members.
Does Credit Union Of Texas have CFPB complaints?
No CFPB complaints against Credit Union Of Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
