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credit union

Members

Cleburne, TX · Est. 1954
A
Trust Grade
Excellent
Score: 93/100

Members is a credit union based in Cleburne, Texas, established in 1954, with $117 million in total assets serving 8,665 members. By Trust Grade it ranks 176th of 379 credit unions we track in Texas. Its net worth ratio of 11.0% trails most similarly sized credit unions (47th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Members appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$117.4M
$100M–1B institution
Members
8,665
Shares & deposits
Net worth ratio
11.0%
Bottom 47% of $100M–1B peers · Texas median 13.5%
Return on assets
0.9%
Top 39% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#176
of 379 credit unions

How Members compares to Texas peers

Net worth ratio
Bottom 47% of $100M–1B peers
Members
11.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Members
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members insured?

Yes. Members is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members: frequently asked questions

Is Members a good credit union?

Members earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.85%).

Is Members NCUA-insured?

Yes. Members is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members?

Members holds $117 million in total assets, ranking 176th of 379 credit unions we track in Texas. It serves 8,665 members.

Does Members have CFPB complaints?

No CFPB complaints against Members appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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