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credit union

Wichita Falls Teachers

Wichita Falls, TX · Est. 1937
A
Trust Grade
Excellent
Score: 97/100

Wichita Falls Teachers is a credit union based in Wichita Falls, Texas, established in 1937, with $115 million in total assets serving 6,265 members. By Trust Grade it ranks 89th of 379 credit unions we track in Texas. Its net worth ratio of 12.2% is stronger than 62% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Wichita Falls Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.0M
$100M–1B institution
Members
6,265
Shares & deposits
Net worth ratio
12.2%
Top 38% of $100M–1B peers · Texas median 13.5%
Return on assets
0.9%
Top 36% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#89
of 379 credit unions

How Wichita Falls Teachers compares to Texas peers

Net worth ratio
Top 38% of $100M–1B peers
Wichita Falls
12.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Wichita Falls
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Wichita Falls Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wichita Falls Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wichita Falls Teachers insured?

Yes. Wichita Falls Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wichita Falls Teachers: frequently asked questions

Is Wichita Falls Teachers a good credit union?

Wichita Falls Teachers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.89%).

Is Wichita Falls Teachers NCUA-insured?

Yes. Wichita Falls Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wichita Falls Teachers?

Wichita Falls Teachers holds $115 million in total assets, ranking 89th of 379 credit unions we track in Texas. It serves 6,265 members.

Does Wichita Falls Teachers have CFPB complaints?

No CFPB complaints against Wichita Falls Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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