Centex Citizens
Centex Citizens is a credit union based in Mexia, Texas, established in 1954, with $118 million in total assets serving 15,617 members. By Trust Grade it ranks 61st of 379 credit unions we track in Texas. Its net worth ratio of 16.9% is stronger than 94% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Centex Citizens appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Centex Citizens compares to Texas peers
How we graded Centex Citizens
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.9% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Centex Citizens over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Centex Citizens insured?
Yes. Centex Citizens is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Centex Citizens: frequently asked questions
Is Centex Citizens a good credit union?
Centex Citizens earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.98%).
Is Centex Citizens NCUA-insured?
Yes. Centex Citizens is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Centex Citizens?
Centex Citizens holds $118 million in total assets, ranking 61st of 379 credit unions we track in Texas. It serves 15,617 members.
Does Centex Citizens have CFPB complaints?
No CFPB complaints against Centex Citizens appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
