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credit union

Edinburg Teachers

Edinburg, TX · Est. 1955
91/ 100
Trust Grade
Excellent
91 out of 100

Edinburg Teachers is a credit union based in Edinburg, Texas, established in 1955, with $98 million in total assets serving 6,206 members. By Trust Grade it ranks 213th of 379 credit unions we track in Texas. Its net worth ratio of 22.6% is stronger than 85% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Edinburg Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$97.6M
<$100M institution
Members
6,206
Shares & deposits
Net worth ratio
22.6%
Top 15% of <$100M peers · Texas median 13.5%
Return on assets
0.1%
Bottom 24% of <$100M peers · Texas median 0.58%
Rank in Texas
#213
of 379 credit unions

How Edinburg Teachers compares to Texas peers

Net worth ratio
Top 15% of <$100M peers
Edinburg Teachers
22.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Edinburg Teachers
0.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Edinburg Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (22.6% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Edinburg Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Edinburg Teachers insured?

Yes. Edinburg Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Edinburg Teachers: frequently asked questions

Is Edinburg Teachers a good credit union?

Edinburg Teachers earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (22.6% capital ratio); Profitable (ROA 0.07%).

Is Edinburg Teachers NCUA-insured?

Yes. Edinburg Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Edinburg Teachers?

Edinburg Teachers holds $98 million in total assets, ranking 213th of 379 credit unions we track in Texas. It serves 6,206 members.

Does Edinburg Teachers have CFPB complaints?

No CFPB complaints against Edinburg Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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