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credit union

Concho Educators

San Angelo, TX · Est. 1941
90/ 100
Trust Grade
Excellent
90 out of 100

Concho Educators is a credit union based in San Angelo, Texas, established in 1941, with $101 million in total assets serving 6,702 members. By Trust Grade it ranks 221st of 379 credit unions we track in Texas. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Concho Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$100.9M
$100M–1B institution
Members
6,702
Shares & deposits
Net worth ratio
11.4%
Top 48% of $100M–1B peers · Texas median 13.5%
Return on assets
0.2%
Bottom 17% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#221
of 379 credit unions

How Concho Educators compares to Texas peers

Net worth ratio
Top 48% of $100M–1B peers
Concho Educators
11.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Concho Educators
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Concho Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Concho Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Concho Educators insured?

Yes. Concho Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Concho Educators: frequently asked questions

Is Concho Educators a good credit union?

Concho Educators earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.21%).

Is Concho Educators NCUA-insured?

Yes. Concho Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Concho Educators?

Concho Educators holds $101 million in total assets, ranking 221st of 379 credit unions we track in Texas. It serves 6,702 members.

Does Concho Educators have CFPB complaints?

No CFPB complaints against Concho Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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