Coastal Community
Coastal Community is a credit union based in Galveston, Texas, established in 1957, with $96 million in total assets serving 11,008 members. By Trust Grade it ranks 345th of 379 credit unions we track in Texas. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.71% return on assets), a point to watch. No consumer complaints against Coastal Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coastal Community compares to Texas peers
How we graded Coastal Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Unprofitable over the period (ROA -0.71%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Coastal Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Coastal Community insured?
Yes. Coastal Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coastal Community: frequently asked questions
Is Coastal Community a good credit union?
Coastal Community earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Unprofitable over the period (ROA -0.71%).
Is Coastal Community NCUA-insured?
Yes. Coastal Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Coastal Community?
Coastal Community holds $96 million in total assets, ranking 345th of 379 credit unions we track in Texas. It serves 11,008 members.
Does Coastal Community have CFPB complaints?
No CFPB complaints against Coastal Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
