Texas People
Texas People is a credit union based in Fort Worth, Texas, established in 1946, with $25 million in total assets serving 1,927 members. By Trust Grade it ranks 326th of 379 credit unions we track in Texas. Its net worth ratio of 18.0% is stronger than 71% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.14% return on assets), a point to watch. No consumer complaints against Texas People appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas People compares to Texas peers
How we graded Texas People
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.0% capital ratio)
- Unprofitable over the period (ROA -1.14%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas People over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texas People insured?
Yes. Texas People is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas People: frequently asked questions
Is Texas People a good credit union?
Texas People earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Unprofitable over the period (ROA -1.14%).
Is Texas People NCUA-insured?
Yes. Texas People is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texas People?
Texas People holds $25 million in total assets, ranking 326th of 379 credit unions we track in Texas. It serves 1,927 members.
Does Texas People have CFPB complaints?
No CFPB complaints against Texas People appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
