Concho Valley
Concho Valley is a credit union based in San Angelo, Texas, established in 1930, with $26 million in total assets serving 1,425 members. By Trust Grade it ranks 173rd of 379 credit unions we track in Texas. Its net worth ratio of 11.3% trails most similarly sized credit unions (26th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Concho Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Concho Valley compares to Texas peers
How we graded Concho Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Concho Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Concho Valley insured?
Yes. Concho Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Concho Valley: frequently asked questions
Is Concho Valley a good credit union?
Concho Valley earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.76%).
Is Concho Valley NCUA-insured?
Yes. Concho Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Concho Valley?
Concho Valley holds $26 million in total assets, ranking 173rd of 379 credit unions we track in Texas. It serves 1,425 members.
Does Concho Valley have CFPB complaints?
No CFPB complaints against Concho Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
