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credit union

Temple Santa Fe Community

Temple, TX · Est. 1954
79/ 100
Trust Grade
Average
79 out of 100

Temple Santa Fe Community is a credit union based in Temple, Texas, established in 1954, with $25 million in total assets serving 1,672 members. By Trust Grade it ranks 330th of 379 credit unions we track in Texas. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Temple Santa Fe Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.7M
<$100M institution
Members
1,672
Shares & deposits
Net worth ratio
8.3%
Bottom 6% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 29% of <$100M peers · Texas median 0.58%
Rank in Texas
#330
of 379 credit unions

How Temple Santa Fe Community compares to Texas peers

Net worth ratio
Bottom 6% of <$100M peers
Temple Santa
8.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Temple Santa
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Temple Santa Fe Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
79/100
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Temple Santa Fe Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Temple Santa Fe Community insured?

Yes. Temple Santa Fe Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Temple Santa Fe Community: frequently asked questions

Is Temple Santa Fe Community a good credit union?

Temple Santa Fe Community earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.19%).

Is Temple Santa Fe Community NCUA-insured?

Yes. Temple Santa Fe Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Temple Santa Fe Community?

Temple Santa Fe Community holds $25 million in total assets, ranking 330th of 379 credit unions we track in Texas. It serves 1,672 members.

Does Temple Santa Fe Community have CFPB complaints?

No CFPB complaints against Temple Santa Fe Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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