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credit union

My

Haslet, TX · Est. 1975
92/ 100
Trust Grade
Excellent
92 out of 100

My is a credit union based in Haslet, Texas, established in 1975, with $59 million in total assets serving 6,441 members. By Trust Grade it ranks 202nd of 379 credit unions we track in Texas. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against My appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.9M
<$100M institution
Members
6,441
Shares & deposits
Net worth ratio
12.3%
Bottom 36% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 31% of <$100M peers · Texas median 0.58%
Rank in Texas
#202
of 379 credit unions

How My compares to Texas peers

Net worth ratio
Bottom 36% of <$100M peers
My
12.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
My
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded My

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for My over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at My insured?

Yes. My is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

My: frequently asked questions

Is My a good credit union?

My earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.21%).

Is My NCUA-insured?

Yes. My is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is My?

My holds $59 million in total assets, ranking 202nd of 379 credit unions we track in Texas. It serves 6,441 members.

Does My have CFPB complaints?

No CFPB complaints against My appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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