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credit union

Paris District

Paris, TX · Est. 1952
A
Trust Grade
Excellent
Score: 90/100

Paris District is a credit union based in Paris, Texas, established in 1952, with $435 thousand in total assets serving 186 members. By Trust Grade it ranks 228th of 379 credit unions we track in Texas. Its net worth ratio of 20.0% is stronger than 78% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Paris District appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$435K
<$100M institution
Members
186
Shares & deposits
Net worth ratio
20.0%
Top 22% of <$100M peers · Texas median 13.5%
Return on assets
0.0%
Bottom 23% of <$100M peers · Texas median 0.58%
Rank in Texas
#228
of 379 credit unions

How Paris District compares to Texas peers

Net worth ratio
Top 22% of <$100M peers
Paris District
20.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Paris District
0.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Paris District

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (20.0% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Paris District over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Paris District insured?

Yes. Paris District is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Paris District: frequently asked questions

Is Paris District a good credit union?

Paris District earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (20.0% capital ratio); Profitable (ROA 0.03%).

Is Paris District NCUA-insured?

Yes. Paris District is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Paris District?

Paris District holds $0 million in total assets, ranking 228th of 379 credit unions we track in Texas. It serves 186 members.

Does Paris District have CFPB complaints?

No CFPB complaints against Paris District appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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