Skip to main content
credit union

Texas Dow Employees

Houston, TX · Est. 1954
B
Trust Grade
Strong
Score: 86/100

Texas Dow Employees is a credit union based in Houston, Texas, established in 1954, with $5.1 billion in total assets serving 400,093 members. By Trust Grade it ranks 270th of 379 credit unions we track in Texas. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Texas Dow Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.1B
$1B–10B institution
Members
400,093
Shares & deposits
Net worth ratio
9.9%
Bottom 29% of $1B–10B peers · Texas median 13.5%
Return on assets
0.4%
Bottom 24% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#270
of 379 credit unions

How Texas Dow Employees compares to Texas peers

Net worth ratio
Bottom 29% of $1B–10B peers
Texas Dow
9.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $1B–10B peers
Texas Dow
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texas Dow Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Dow Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texas Dow Employees insured?

Yes. Texas Dow Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Dow Employees: frequently asked questions

Is Texas Dow Employees a good credit union?

Texas Dow Employees earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.42%).

Is Texas Dow Employees NCUA-insured?

Yes. Texas Dow Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texas Dow Employees?

Texas Dow Employees holds $5.1 billion in total assets, ranking 270th of 379 credit unions we track in Texas. It serves 400,093 members.

Does Texas Dow Employees have CFPB complaints?

No CFPB complaints against Texas Dow Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Rally
credit union · Corpus Christi, TX · $4.8B assets
Eecu
credit union · Fort Worth, TX · $4.8B assets
Gecu
credit union · El Paso, TX · $4.7B assets
Credit Human
credit union · San Antonio, TX · $4.4B assets
University
credit union · Austin, TX · $4.3B assets
First Community
credit union · Houston, TX · $3.0B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →