Gecu
Gecu is a credit union based in El Paso, Texas, established in 1932, with $4.7 billion in total assets serving 444,307 members. By Trust Grade it ranks 54th of 379 credit unions we track in Texas. Its net worth ratio of 13.5% is stronger than 86% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Gecu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gecu compares to Texas peers
How we graded Gecu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gecu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gecu insured?
Yes. Gecu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gecu: frequently asked questions
Is Gecu a good credit union?
Gecu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.35%).
Is Gecu NCUA-insured?
Yes. Gecu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gecu?
Gecu holds $4.7 billion in total assets, ranking 54th of 379 credit unions we track in Texas. It serves 444,307 members.
Does Gecu have CFPB complaints?
No CFPB complaints against Gecu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
