Credit Human
Credit Human is a credit union based in San Antonio, Texas, established in 1935, with $4.4 billion in total assets serving 263,451 members. By Trust Grade it ranks 354th of 379 credit unions we track in Texas. Its net worth ratio of 7.3% trails most similarly sized credit unions (0th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Credit Human appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Credit Human compares to Texas peers
How we graded Credit Human
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.14%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Credit Human over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Credit Human insured?
Yes. Credit Human is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Credit Human: frequently asked questions
Is Credit Human a good credit union?
Credit Human earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.14%).
Is Credit Human NCUA-insured?
Yes. Credit Human is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Credit Human?
Credit Human holds $4.4 billion in total assets, ranking 354th of 379 credit unions we track in Texas. It serves 263,451 members.
Does Credit Human have CFPB complaints?
No CFPB complaints against Credit Human appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
