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credit union

Rally

Corpus Christi, TX · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Rally is a credit union based in Corpus Christi, Texas, established in 1955, with $4.8 billion in total assets serving 240,632 members. By Trust Grade it ranks 87th of 379 credit unions we track in Texas. Its net worth ratio of 13.9% is stronger than 88% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Rally appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.8B
$1B–10B institution
Members
240,632
Shares & deposits
Net worth ratio
13.9%
Top 12% of $1B–10B peers · Texas median 13.5%
Return on assets
1.3%
Top 14% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#87
of 379 credit unions

How Rally compares to Texas peers

Net worth ratio
Top 12% of $1B–10B peers
Rally
13.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $1B–10B peers
Rally
1.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rally

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rally over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rally insured?

Yes. Rally is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rally: frequently asked questions

Is Rally a good credit union?

Rally earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.30%).

Is Rally NCUA-insured?

Yes. Rally is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rally?

Rally holds $4.8 billion in total assets, ranking 87th of 379 credit unions we track in Texas. It serves 240,632 members.

Does Rally have CFPB complaints?

No CFPB complaints against Rally appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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