Community Service
Community Service is a credit union based in Huntsville, Texas, established in 1954, with $163 million in total assets serving 11,379 members. By Trust Grade it ranks 320th of 379 credit unions we track in Texas. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.05% return on assets. No consumer complaints against Community Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Service compares to Texas peers
How we graded Community Service
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Service over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Service insured?
Yes. Community Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Service: frequently asked questions
Is Community Service a good credit union?
Community Service earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.05%).
Is Community Service NCUA-insured?
Yes. Community Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Service?
Community Service holds $163 million in total assets, ranking 320th of 379 credit unions we track in Texas. It serves 11,379 members.
Does Community Service have CFPB complaints?
No CFPB complaints against Community Service appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
