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credit union

Lefors

Lefors, TX · Est. 1960
92/ 100
Trust Grade
Excellent
92 out of 100

Lefors is a credit union based in Lefors, Texas, established in 1960, with $3 million in total assets serving 536 members. By Trust Grade it ranks 187th of 379 credit unions we track in Texas. Its net worth ratio of 23.5% is stronger than 87% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Lefors appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0M
<$100M institution
Members
536
Shares & deposits
Net worth ratio
23.5%
Top 13% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 33% of <$100M peers · Texas median 0.58%
Rank in Texas
#187
of 379 credit unions

How Lefors compares to Texas peers

Net worth ratio
Top 13% of <$100M peers
Lefors
23.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Lefors
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Lefors

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (23.5% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Lefors over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lefors insured?

Yes. Lefors is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lefors: frequently asked questions

Is Lefors a good credit union?

Lefors earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (23.5% capital ratio); Profitable (ROA 0.26%).

Is Lefors NCUA-insured?

Yes. Lefors is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lefors?

Lefors holds $3 million in total assets, ranking 187th of 379 credit unions we track in Texas. It serves 536 members.

Does Lefors have CFPB complaints?

No CFPB complaints against Lefors appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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