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credit union

Jafari No-Interest

Houston, TX · Est. 2016
A
Trust Grade
Excellent
Score: 98/100

Jafari No-Interest is a credit union based in Houston, Texas, established in 2016, with $3 million in total assets serving 363 members. By Trust Grade it ranks 88th of 379 credit unions we track in Texas. Its net worth ratio of 20.1% is stronger than 78% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Jafari No-Interest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8M
<$100M institution
Members
363
Shares & deposits
Net worth ratio
20.1%
Top 22% of <$100M peers · Texas median 13.5%
Return on assets
1.6%
Top 13% of <$100M peers · Texas median 0.58%
Rank in Texas
#88
of 379 credit unions

How Jafari No-Interest compares to Texas peers

Net worth ratio
Top 22% of <$100M peers
Jafari No-Interest
20.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Jafari No-Interest
1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Jafari No-Interest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.1% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jafari No-Interest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jafari No-Interest insured?

Yes. Jafari No-Interest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jafari No-Interest: frequently asked questions

Is Jafari No-Interest a good credit union?

Jafari No-Interest earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.1% capital ratio); Strongly profitable (ROA 1.58%).

Is Jafari No-Interest NCUA-insured?

Yes. Jafari No-Interest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jafari No-Interest?

Jafari No-Interest holds $3 million in total assets, ranking 88th of 379 credit unions we track in Texas. It serves 363 members.

Does Jafari No-Interest have CFPB complaints?

No CFPB complaints against Jafari No-Interest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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