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credit union

B. P. S.

Beeville, TX · Est. 1959
A
Trust Grade
Excellent
Score: 96/100

B. P. S. is a credit union based in Beeville, Texas, established in 1959, with $3 million in total assets serving 335 members. By Trust Grade it ranks 118th of 379 credit unions we track in Texas. Its net worth ratio of 61.7% is stronger than 100% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against B. P. S. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9M
<$100M institution
Members
335
Shares & deposits
Net worth ratio
61.7%
Top 0% of <$100M peers · Texas median 13.5%
Return on assets
0.8%
Top 39% of <$100M peers · Texas median 0.58%
Rank in Texas
#118
of 379 credit unions

How B. P. S. compares to Texas peers

Net worth ratio
Top 0% of <$100M peers
B. P.
61.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of <$100M peers
B. P.
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded B. P. S.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (61.7% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for B. P. S. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at B. P. S. insured?

Yes. B. P. S. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

B. P. S.: frequently asked questions

Is B. P. S. a good credit union?

B. P. S. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (61.7% capital ratio); Profitable (ROA 0.82%).

Is B. P. S. NCUA-insured?

Yes. B. P. S. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is B. P. S.?

B. P. S. holds $3 million in total assets, ranking 118th of 379 credit unions we track in Texas. It serves 335 members.

Does B. P. S. have CFPB complaints?

No CFPB complaints against B. P. S. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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