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credit union

Our Mother Of Mercy Parish Houston

Houston, TX · Est. 1965
C
Trust Grade
Average
Score: 73/100

Our Mother Of Mercy Parish Houston is a credit union based in Houston, Texas, established in 1965, with $3 million in total assets serving 445 members. By Trust Grade it ranks 361st of 379 credit unions we track in Texas. Its net worth ratio of 17.0% is stronger than 67% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-2.42% return on assets), a point to watch. No consumer complaints against Our Mother Of Mercy Parish Houston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9M
<$100M institution
Members
445
Shares & deposits
Net worth ratio
17.0%
Top 33% of <$100M peers · Texas median 13.5%
Return on assets
-2.4%
Bottom 4% of <$100M peers · Texas median 0.58%
Rank in Texas
#361
of 379 credit unions

How Our Mother Of Mercy Parish Houston compares to Texas peers

Net worth ratio
Top 33% of <$100M peers
Our Mother
17.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
Our Mother
-2.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Our Mother Of Mercy Parish Houston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (17.0% capital ratio)
  • Unprofitable over the period (ROA -2.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Our Mother Of Mercy Parish Houston over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Our Mother Of Mercy Parish Houston insured?

Yes. Our Mother Of Mercy Parish Houston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Our Mother Of Mercy Parish Houston: frequently asked questions

Is Our Mother Of Mercy Parish Houston a good credit union?

Our Mother Of Mercy Parish Houston earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Unprofitable over the period (ROA -2.42%).

Is Our Mother Of Mercy Parish Houston NCUA-insured?

Yes. Our Mother Of Mercy Parish Houston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Our Mother Of Mercy Parish Houston?

Our Mother Of Mercy Parish Houston holds $3 million in total assets, ranking 361st of 379 credit unions we track in Texas. It serves 445 members.

Does Our Mother Of Mercy Parish Houston have CFPB complaints?

No CFPB complaints against Our Mother Of Mercy Parish Houston appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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