America First
America First is a credit union based in Riverdale, Utah, established in 1939, with $24.7 billion in total assets serving 1,552,965 members. By Trust Grade it ranks 51st of 52 credit unions we track in Utah. Its net worth ratio of 11.6% is stronger than 74% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 1.39% return on assets. Consumers filed 535 complaints about AMERICA FIRST FEDERAL CREDIT UNION with the CFPB — 21.6 per $1B in assets, a lower rate than 56% of peers.
How America First compares to Utah peers
How we graded America First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.39%)
- 21.6 complaints per $1B in assets
Consumer complaints (CFPB)
535 complaints filed with the CFPB against AMERICA FIRST FEDERAL CREDIT UNION — 21.6 per $1B in assets.
Are deposits at America First insured?
Yes. America First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
America First: frequently asked questions
Is America First a good credit union?
America First earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 96/100 and a customer-experience score of 42.78971962616822/100. Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.39%).
Is America First NCUA-insured?
Yes. America First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is America First?
America First holds $24.7 billion in total assets, ranking 51st of 52 credit unions we track in Utah. It serves 1,552,965 members.
How many complaints does America First have?
Consumers filed 535 complaints about AMERICA FIRST FEDERAL CREDIT UNION with the CFPB, or 21.6 per $1B in assets. 96% were answered on time. 0% closed with relief to the consumer.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
