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credit union

North Country

Burlington, VT · Est. 1950
B
Trust Grade
Strong
Score: 85/100

North Country is a credit union based in Burlington, Vermont, established in 1950, with $1.1 billion in total assets serving 78,661 members. By Trust Grade it ranks 8th of 13 credit unions we track in Vermont. Its net worth ratio of 9.5% trails most similarly sized credit unions (21th percentile), versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against North Country appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
78,661
Shares & deposits
Net worth ratio
9.5%
Bottom 21% of $1B–10B peers · Vermont median 10.7%
Return on assets
0.5%
Bottom 30% of $1B–10B peers · Vermont median 0.35%
Rank in Vermont
#8
of 13 credit unions

How North Country compares to Vermont peers

Net worth ratio
Bottom 21% of $1B–10B peers
North Country
9.5%
Vermont median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $1B–10B peers
North Country
0.5%
Vermont median
0.3%
Higher ROA = more profitable relative to asset base

How we graded North Country

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Country over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Country insured?

Yes. North Country is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Country: frequently asked questions

Is North Country a good credit union?

North Country earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.50%).

Is North Country NCUA-insured?

Yes. North Country is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Country?

North Country holds $1.1 billion in total assets, ranking 8th of 13 credit unions we track in Vermont. It serves 78,661 members.

Does North Country have CFPB complaints?

No CFPB complaints against North Country appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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