credit union

Vermont

So Burlington, VT · Est. 1953
A
Trust Grade
Excellent
Score: 92/100

Vermont is a credit union based in So Burlington, Vermont, established in 1953, with $1.1 billion in total assets serving 62,966 members. By Trust Grade it ranks 6th of 13 credit unions we track in Vermont. Its net worth ratio of 10.7% trails most similarly sized credit unions (48th percentile), versus a Vermont median of 10.7%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Vermont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
62,966
Shares & deposits
—
Net worth ratio
10.7%
Bottom 48% of $1B–10B peers · Vermont median 10.7%
Return on assets
0.9%
Top 37% of $1B–10B peers · Vermont median 0.35%
Rank in Vermont
#6
of 13 credit unions

How Vermont compares to Vermont peers

Net worth ratio
Bottom 48% of $1B–10B peers
Vermont
10.7%
Vermont median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
Vermont
0.9%
Vermont median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Vermont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vermont over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vermont insured?

Yes. Vermont is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vermont: frequently asked questions

Is Vermont a good credit union?

Vermont earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.86%).

Is Vermont NCUA-insured?

Yes. Vermont is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vermont?

Vermont holds $1.1 billion in total assets, ranking 6th of 13 credit unions we track in Vermont. It serves 62,966 members.

Does Vermont have CFPB complaints?

No CFPB complaints against Vermont appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

North Country
credit union · Burlington, VT · $1.1B assets
Heritage Family
credit union · Rutland, VT · $853M assets
802
credit union · Barre, VT · $500M assets
One
credit union · Springfield, VT · $263M assets
Green Mountain
credit union · South Burlingto, VT · $152M assets
Northern Lights
credit union · Saint Johnsbury, VT · $44M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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