Hampton Roads Educ Credit Union Inc
Hampton Roads Educ Credit Union Inc is a credit union based in Hampton, Virginia, established in 1954, with $47 million in total assets serving 4,513 members. By Trust Grade it ranks 73rd of 95 credit unions we track in Virginia. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Hampton Roads Educ Credit Union Inc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hampton Roads Educ Credit Union Inc compares to Virginia peers
How we graded Hampton Roads Educ Credit Union Inc
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hampton Roads Educ Credit Union Inc over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hampton Roads Educ Credit Union Inc insured?
Yes. Hampton Roads Educ Credit Union Inc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hampton Roads Educ Credit Union Inc: frequently asked questions
Is Hampton Roads Educ Credit Union Inc a good credit union?
Hampton Roads Educ Credit Union Inc earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.44%).
Is Hampton Roads Educ Credit Union Inc NCUA-insured?
Yes. Hampton Roads Educ Credit Union Inc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hampton Roads Educ Credit Union Inc?
Hampton Roads Educ Credit Union Inc holds $47 million in total assets, ranking 73rd of 95 credit unions we track in Virginia. It serves 4,513 members.
Does Hampton Roads Educ Credit Union Inc have CFPB complaints?
No CFPB complaints against Hampton Roads Educ Credit Union Inc appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
