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credit union

Vantage Point

Hopewell, VA · Est. 1966
A
Trust Grade
Excellent
Score: 95/100

Vantage Point is a credit union based in Hopewell, Virginia, established in 1966, with $45 million in total assets serving 2,960 members. By Trust Grade it ranks 28th of 95 credit unions we track in Virginia. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.87% return on assets. Consumers filed 4 complaints about Vantage Point Group with the CFPB — 89.6 per $1B in assets.

Total assets
$44.6M
<$100M institution
Members
2,960
Shares & deposits
Net worth ratio
16.6%
Top 35% of <$100M peers · Virginia median 11.9%
Return on assets
0.9%
Top 37% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#28
of 95 credit unions

How Vantage Point compares to Virginia peers

Net worth ratio
Top 35% of <$100M peers
Vantage Point
16.6%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Vantage Point
0.9%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Vantage Point

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
45.5/100
Overall
A · 95
  • Strongly capitalized (16.6% capital ratio)
  • Profitable (ROA 0.87%)
  • 89.6 complaints per $1B in assets

Consumer complaints (CFPB)

4 complaints filed with the CFPB against Vantage Point Group — 89.6 per $1B in assets.

Total complaints
4
Per $1B assets
89.6
Lower = better

Are deposits at Vantage Point insured?

Yes. Vantage Point is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vantage Point: frequently asked questions

Is Vantage Point a good credit union?

Vantage Point earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 97/100 and a customer-experience score of 45.5/100. Strongly capitalized (16.6% capital ratio); Profitable (ROA 0.87%).

Is Vantage Point NCUA-insured?

Yes. Vantage Point is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vantage Point?

Vantage Point holds $45 million in total assets, ranking 28th of 95 credit unions we track in Virginia. It serves 2,960 members.

How many complaints does Vantage Point have?

Consumers filed 4 complaints about Vantage Point Group with the CFPB, or 89.6 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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