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Newport News Mun. Emp Credit Union

Newport News, VA · Est. 1950
A
Trust Grade
Excellent
Score: 90/100

Newport News Mun. Emp Credit Union is a credit union based in Newport News, Virginia, established in 1950, with $55 million in total assets serving 3,902 members. By Trust Grade it ranks 54th of 95 credit unions we track in Virginia. Its net worth ratio of 9.9% trails most similarly sized credit unions (16th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Newport News Mun. Emp Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.2M
<$100M institution
Members
3,902
Shares & deposits
Net worth ratio
9.9%
Bottom 16% of <$100M peers · Virginia median 11.9%
Return on assets
1.5%
Top 16% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#54
of 95 credit unions

How Newport News Mun. Emp Credit Union compares to Virginia peers

Net worth ratio
Bottom 16% of <$100M peers
Newport News
9.9%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Newport News
1.5%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Newport News Mun. Emp Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Newport News Mun. Emp Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Newport News Mun. Emp Credit Union insured?

Yes. Newport News Mun. Emp Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Newport News Mun. Emp Credit Union: frequently asked questions

Is Newport News Mun. Emp Credit Union a good credit union?

Newport News Mun. Emp Credit Union earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Strongly profitable (ROA 1.46%).

Is Newport News Mun. Emp Credit Union NCUA-insured?

Yes. Newport News Mun. Emp Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Newport News Mun. Emp Credit Union?

Newport News Mun. Emp Credit Union holds $55 million in total assets, ranking 54th of 95 credit unions we track in Virginia. It serves 3,902 members.

Does Newport News Mun. Emp Credit Union have CFPB complaints?

No CFPB complaints against Newport News Mun. Emp Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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