Central Virginia
Central Virginia is a credit union based in Lynchburg, Virginia, established in 1976, with $201 million in total assets serving 12,991 members. By Trust Grade it ranks 12th of 95 credit unions we track in Virginia. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Central Virginia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Virginia compares to Virginia peers
How we graded Central Virginia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Virginia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Virginia insured?
Yes. Central Virginia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Virginia: frequently asked questions
Is Central Virginia a good credit union?
Central Virginia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.31%).
Is Central Virginia NCUA-insured?
Yes. Central Virginia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Virginia?
Central Virginia holds $201 million in total assets, ranking 12th of 95 credit unions we track in Virginia. It serves 12,991 members.
Does Central Virginia have CFPB complaints?
No CFPB complaints against Central Virginia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
