Beach Municipal
Beach Municipal is a credit union based in Virginia Beach, Virginia, established in 1970, with $195 million in total assets serving 9,031 members. By Trust Grade it ranks 11th of 95 credit unions we track in Virginia. Its net worth ratio of 13.7% is stronger than 78% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Beach Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beach Municipal compares to Virginia peers
How we graded Beach Municipal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beach Municipal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Beach Municipal insured?
Yes. Beach Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beach Municipal: frequently asked questions
Is Beach Municipal a good credit union?
Beach Municipal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.56%).
Is Beach Municipal NCUA-insured?
Yes. Beach Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Beach Municipal?
Beach Municipal holds $195 million in total assets, ranking 11th of 95 credit unions we track in Virginia. It serves 9,031 members.
Does Beach Municipal have CFPB complaints?
No CFPB complaints against Beach Municipal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
