Celco Community
Celco Community is a credit union based in Narrows, Virginia, established in 1956, with $146 million in total assets serving 7,377 members. By Trust Grade it ranks 5th of 95 credit unions we track in Virginia. Its net worth ratio of 20.2% is stronger than 97% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Celco Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Celco Community compares to Virginia peers
How we graded Celco Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.2% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Celco Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Celco Community insured?
Yes. Celco Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Celco Community: frequently asked questions
Is Celco Community a good credit union?
Celco Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.2% capital ratio); Strongly profitable (ROA 1.22%).
Is Celco Community NCUA-insured?
Yes. Celco Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Celco Community?
Celco Community holds $146 million in total assets, ranking 5th of 95 credit unions we track in Virginia. It serves 7,377 members.
Does Celco Community have CFPB complaints?
No CFPB complaints against Celco Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
