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credit union

Roanoke Valley Community

Roanoke, VA · Est. 1947
A
Trust Grade
Excellent
Score: 98/100

Roanoke Valley Community is a credit union based in Roanoke, Virginia, established in 1947, with $107 million in total assets serving 9,109 members. By Trust Grade it ranks 2nd of 95 credit unions we track in Virginia. Its net worth ratio of 16.0% is stronger than 90% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Roanoke Valley Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$107.1M
$100M–1B institution
Members
9,109
Shares & deposits
Net worth ratio
16.0%
Top 10% of $100M–1B peers · Virginia median 11.9%
Return on assets
1.6%
Top 10% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#2
of 95 credit unions

How Roanoke Valley Community compares to Virginia peers

Net worth ratio
Top 10% of $100M–1B peers
Roanoke Valley
16.0%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Roanoke Valley
1.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Roanoke Valley Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.0% capital ratio)
  • Strongly profitable (ROA 1.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Roanoke Valley Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Roanoke Valley Community insured?

Yes. Roanoke Valley Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Roanoke Valley Community: frequently asked questions

Is Roanoke Valley Community a good credit union?

Roanoke Valley Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 1.55%).

Is Roanoke Valley Community NCUA-insured?

Yes. Roanoke Valley Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Roanoke Valley Community?

Roanoke Valley Community holds $107 million in total assets, ranking 2nd of 95 credit unions we track in Virginia. It serves 9,109 members.

Does Roanoke Valley Community have CFPB complaints?

No CFPB complaints against Roanoke Valley Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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