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credit union

N A E

Chesapeake, VA · Est. 1965
92/ 100
Trust Grade
Excellent
92 out of 100

N A E is a credit union based in Chesapeake, Virginia, established in 1965, with $127 million in total assets serving 11,347 members. By Trust Grade it ranks 44th of 95 credit unions we track in Virginia. Its net worth ratio of 15.8% is stronger than 90% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against N A E appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$126.9M
$100M–1B institution
Members
11,347
Shares & deposits
Net worth ratio
15.8%
Top 10% of $100M–1B peers · Virginia median 11.9%
Return on assets
0.3%
Bottom 22% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#44
of 95 credit unions

How N A E compares to Virginia peers

Net worth ratio
Top 10% of $100M–1B peers
N A
15.8%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
N A
0.3%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded N A E

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.29%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for N A E over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at N A E insured?

Yes. N A E is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

N A E: frequently asked questions

Is N A E a good credit union?

N A E earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.29%).

Is N A E NCUA-insured?

Yes. N A E is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is N A E?

N A E holds $127 million in total assets, ranking 44th of 95 credit unions we track in Virginia. It serves 11,347 members.

Does N A E have CFPB complaints?

No CFPB complaints against N A E appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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