Front Royal
Front Royal is a credit union based in Front Royal, Virginia, established in 1949, with $87 million in total assets serving 5,412 members. By Trust Grade it ranks 3rd of 95 credit unions we track in Virginia. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Front Royal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Front Royal compares to Virginia peers
How we graded Front Royal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Strongly profitable (ROA 1.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Front Royal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Front Royal insured?
Yes. Front Royal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Front Royal: frequently asked questions
Is Front Royal a good credit union?
Front Royal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.81%).
Is Front Royal NCUA-insured?
Yes. Front Royal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Front Royal?
Front Royal holds $87 million in total assets, ranking 3rd of 95 credit unions we track in Virginia. It serves 5,412 members.
Does Front Royal have CFPB complaints?
No CFPB complaints against Front Royal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
